The shutdown might be over, but the next one could hit harder. Learn how Airmen and federal employees can follow Dave Ramsey’s steps to pay off debt, build savings, and stay mission-ready.

The 2025 government shutdown has entered its fifth week — but military members are expected to be paid this cycle. Federal civilian pay remains uncertain. Use Total Force Hub’s Shutdown Resources Tool to find verified financial aid, 0% loans, and state support programs for service members, civilians, and federal employees.

DFAS update: MyPay now shows LES for Oct 1 and prior. The email workaround is no longer needed.
DFAS has temporarily disabled LES access in MyPay during the government shutdown. Airmen and Guardians can request their LES by emailing [email protected]
from their .mil address. This temporary workaround applies to all Air Force and Space Force members until MyPay is restored.

A government shutdown can delay military pay, leaving many service members struggling to cover essentials. While back pay is guaranteed when funding resumes, the short-term cash gap is real. In response, banks like USAA, Navy Federal, and PenFed, along with military aid societies, are offering no-interest or low-interest loans to help bridge the gap. Here’s what each institution is providing — and what you should do now to stay financially ready.